COVERAGE YOU CAN COUNT ON.

PrideStaff Financial is pleased to offer comprehensive health benefits to placed Field Associates. These plans provide peace of mind as you live and work. You become eligible to enroll based on your Full-time or Variable hour status. Full-time Associates will be able to enroll based on a Full-time schedule. If you are a Variable Hour Associate, you can enroll within thirty days of your hire date. All Associates are able to enroll during Open Enrollment periods.

The PrideStaff Field Associate Benefit Plan Includes:

  • Medical, Rx and wellness benefits
  • Holiday pay
  • Dental and vision plan options
  • Life Insurance
  • 401K plan*

*To enroll in the PrideStaff Financial Field Associate 401K program, you must be at least 21 years of age, have completed one year of service with PrideStaff Financial and worked 1,000 hours during a consecutive 12-month period. You will be notified once eligibility requirements have been met. 

 

 

BENEFITS FAQs
What is a Limited Health Insurance Plan?

These plans provide a fixed benefit amount to help cover the out-of-pocket cost of common services, such as doctor’s office visits, hospitalization, intensive care, accidents and more.  These plans offer a limited amount of coverage, unlike major medical plans.

What health plans are available?

For Variable Hour Associates, PrideStaff Financial currently offers a medical plan with two Limited Indemnity plan options, Plan 1 and Plan 2 along with built-in comprehensive Preventative Care Plan. For Full-time Associates, we offer two Limited Indemnity plan options in addition to a Minimum Value Copay plan. We also offer a Dental plan which includes a Vision discount plan, preventative care benefits, life insurance, and accident coverage. To view one or more of the benefit guides, click on the links above at the top of the page to view the benefits available. To determine if you are a Variable hour or a Full-time Associate, contact your local PrideStaff Financial office.

Can I enroll whenever I want to?

No, for Variable Hour Associates, you must enroll within 30 days of your first assignment. Full-time Associates are eligible to enroll after seven weeks from their first assignment. There is a 90 day waiting period before your health insurance is effective. You can also enroll during Open Enrollment periods or when you have a Qualifying Life Event.

What is Open Enrollment?

Open Enrollment is a period when an employee can enroll in health plans or make changes to his/her insurance coverage with no restrictions. Open enrollment is held in the last quarter of each year.

What is a Qualifying Life Event?

A Qualifying Life Event is defined as a change in your status due to one of the following: 1) marriage or divorce, 2) birth or adoption of a child or children, 3) loss of insurance coverage involuntarily, 4) death of an immediate family member, 5) Medicare entitlement, 6) employer bankruptcy, 7) loss of dependent status, or 8) loss of prior coverage.

Do I need to provide documentation of a Qualifying Life Event?

Yes, proof must be provided within 30 days of the event.

How do I enroll in a PrideStaff Financial Benefit Plan?

You can enroll in one of two ways: 1) calling Customer Service at 877.385.3601, or 2) going to www.mypalic.com/enroll.

How do I file a claim?

Complete a Claim Form, attach a copy of the bill, and mail it back to the address indicated on the form. Reimbursement can take from 2-4 weeks.

If I go off assignment do I lose my health coverage?

Not necessarily. You have two options: 1) while you are off assignment you can send in your premium payment directly to the administrator using a Missed Premium Direct Payment Form, or 2) you can choose not to pay your premium for up to six weeks and will still be considered enrolled (but not covered) for benefits during the week(s) that a premium has not been paid.

What happens after being off assignment more than six weeks (for Variable Hour Associates) or four weeks (for Full-time Associates)?

You will be offered Continuation Health coverage and will need to pay the monthly premium if you wish to retain coverage.

What is Continuation Health coverage?

Continuation Health allows employees to continue healthcare coverage that would otherwise be terminated upon job loss.

Is Continuation Health coverage more expensive?

Yes, there is approximately a 2% increase in the cost.

How long can I be on Continuation Health?

Depending on the state you live in and your circumstances, Continuation Health benefits may extend from 18 to 36 months.

What is the purpose of the "New Health Insurance Marketplace Coverage Options and Your Health Coverage" notice?

As a result of the new health care reform law that takes effect in 2014, this notice provides you with information on how you can purchase health insurance through the Health Insurance Marketplace. Go to healthcare.gov to examine your health insurance options available outside of PrideStaff.